Tax planning strategies for small businesses

2 January

Every dollar counts in business, especially for small enterprises. Therefore, you need to find ways to minimise your tax liability in addition to optimising income or profit.   With a small business tax planning strategy, you can increase profits...[Read More]

Top 10 new year’s resolutions and how to ensure they come true

2 January

The New Year offers a fresh start, motivating people to set goals for self-improvement.  However, many resolutions fade before February.  Here’s a look at the top 10 resolutions and strategies to make them stick.   1. Exercise More Improving...[Read More]

Rate cuts on horizon in mixed 2025 for the economy

1 January

Australians have endured taxing economic conditions in the past calendar year, but there is cause for cautious hope in 2025. Long-awaited interest rate cuts are broadly expected in the first half of the year, providing household budgets with...[Read More]

Short trips, cheaper grub: tight budgets change travel

1 January

Booking hotels and tickets well in advance has long defined Australian travellers but as household budgets come under stress, last-minute trips and spontaneity are becoming more popular. Amid high prices for groceries, housing and other essentials,...[Read More]

Welfare payments, wage theft laws to change in new year

1 January

MAJOR CHANGES TO PAYMENTS AND REGULATIONS AFFECTING AUSTRALIANS IN 2025: * Wage theft laws will come into effect, meaning employers who underpay workers will be committing a criminal offence * More than one million Australians will see government...[Read More]

Loyalty penalty costing power customers, warns ACCC

1 January

As many as four in five households could be paying less for electricity by shopping around or calling providers to ask for a better deal. Numbers from the consumer watchdog suggest the so-called “loyalty penalty” intensifies the longer...[Read More]

Estate planning: preparing for life’s uncertainties

26 December

Estate planning is essential to ensure that your wishes are honoured and your loved ones are cared for, even in unexpected circumstances.  The last few years have highlighted the importance of being prepared for life’s uncertainties, prompting...[Read More]

Position your business for a strong start in 2025

26 December

As the new year approaches, now is the perfect time to strategise and set the groundwork for a thriving business in 2025. Launching a business that’s poised for sustainable growth begins with a clear vision, a well-defined operational strategy,...[Read More]

Ways to build up and protect your finance

26 December

People strive hard to accomplish a variety of goals during their lifetime, although there’s nothing more significant than being able to spend quality time in the company of family, friends and loved ones. Indeed, investing in relationships gives...[Read More]

Cost of giving diminishes Christmas joy

25 December

Balancing the difficult reality of cost-of-living pressures with the desire to buy gifts, take holidays and put a feast on the table this Christmas is forcing Australians to make tough decisions. While some families will rely on cutbacks to achieve...[Read More]

Making the most of the year ahead: reflecting on 2024 & setting a course for 2025

19 December

It’s the perfect time to reflect, reset, and re-energise for the year ahead. Taking stock of where we’ve been and where we want to go ensures we step into the new year with clarity, focus, and a plan that inspires action. The questions below are...[Read More]

Achieving your big picture

19 December

Even as children, people create this big picture in their minds — a reflection of how they envision their life to be. Whether your big picture is similar to what’s called the Australian Dream (home ownership as the key to a better life) or...[Read More]

Deficits dig deeper holes as cracks appear in budget

18 December

Australia’s finances have been downgraded by $21.8 billion as rising spending and plunging tax receipts set up a decade of budget deficits. The degraded fiscal bottom line was laid bare in Wednesday’s mid-year economic and fiscal outlook, which...[Read More]

Economic challenges laid bare in mid-year budget review

18 December

KEY FORECASTS FOR AUSTRALIA’S ECONOMY: * The economy is expected to grow at 1.75 per cent in 2024/25, before recording real GDP growth of 2.25 per cent, 2.5 per cent and 2.75 per cent in the years following * Unemployment is expected to rise to...[Read More]

Super concessions take biggest bite from the budget

18 December

Major cost-of-living measures aren’t on the cards in the federal budget update because of a $25 billion hit to the books, as data reveals new drags on the bottom line. The mid-year economic and fiscal outlook will show more than $16 billion in...[Read More]